Wind Damage Insurance Information ? CBS Los Angeles

(credit: Ivan Serrano/CBS)

STUDIO CITY (CBS) ? What does home owners and car insurance cover if your property was damaged by the wind?

The California Department of Insurance has provided these helpful hints:

? Most homeowner insurance policies have coverage for wind damage, including a tree falling on a home
? The coverage includes the actual damage and the cost to remove the tree, up to the policy limit
? In most cases, If a tree causes damage to the home, tree removal will be limited to $500
? If the tree falls and does not cause damage to any insured structure, there is usually no coverage for tree removal
? The auto policy?s ?comprehensive? coverage will pay for any damage cause by trees or any falling object on the car
? If a person only has ?liability? coverage (which is mandated by law) they will not have coverage for falling trees or debris

For more information on insurance coverage, click here.

Source: http://losangeles.cbslocal.com/2011/12/01/wind-damage-insurance-information/

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